Transferring money to a card account from a mobile phone. Free transfer of money between Sberbank and cell phone accounts. How to transfer, knowing the card number
At modern development mobile communication there is no person who does not know how to replenish the account. But not everyone knows how to transfer money from a phone to a card account. But sometimes such an operation is very necessary. Let's consider which mobile operators provide the opportunity to make a transfer from a phone to a Sberbank card, and how the procedure itself is carried out.
Now mobile communication occupies such an important place in a person's life that the fear of being left without communication makes people constantly worry about replenishing the balance. An accidental error may occur and the account will be replenished with a larger amount than planned. Sometimes a person simply does not manage to "pronounce" the available money. Regardless of the reason for the formation of savings, their owners have the opportunity to transfer them to bank plastic for their more rational use. This is the best option, since the "accumulated" would have to be spent on the services of the operator or payment for his goods.
To expand the clientele, large mobile operators offered their services in the role of bankers: the withdrawal of "extra" funds to their own card became available to subscribers. Not all telecommunications companies and banks supported such an innovation.
How to transfer money from a phone to a Sberbank card
To transfer money from a phone account to a card, you need to take into account some features. Not all bank plastics are used for this service. It is only possible for those whose numbers contain no more than 16 digits (Visa and MasterCard), but the transaction is not available for Maestro. For clients of a banking institution, you can withdraw funds from the largest mobile operators: Megafon, Beeline, MTS, Tele2. Each company dictates its own conditions, fees and limits for the operation, and the client will have to decide for himself how profitable this procedure is for him.
Transfer from Megafon to Sberbank card
Megafon subscribers, if necessary, can transfer money as follows:
- enter the official website of the operator;
- in the menu, select the item "Money transfers";
- stop at "On bank card»;
- enter a phone number;
- receive a code from SMS and enter it;
- indicate the digital combination of plastic and the size of the transfer;
- confirm the transaction and complete it.
Basic conditions for enrollment Money from the balance sheet of this company:
- commission - 7.35% + 95 rubles. (1-4999 rubles), over 5,000 - the same percentage, but also an additional 295 rubles;
- it is allowed to transfer up to 15,000;
- There are no restrictions on the minimum transaction size, but due to the high commission fee, it is not advisable to send small amounts.
There is also a second option for enrollment - using an SMS message to 3116. The text looks like this: “CARD_ plastic number of 16 digits_ month_ year of validity _ amount”. The entry has spaces after the word "CARD", after the number, after the month, after the year. The commission is the same as for the operation through the site.
Money transfer from Beeline
How to make a transfer from Beeline to a Sberbank card? The instruction is this:
- go to the Beeline website;
- select "Pay from account" in the menu;
- then - "Money transfers";
- choose a payment system;
- in the window that opens, enter the digital value of the plastic, the telephone number and the amount of the money transfer;
- complete the procedure by confirming it.
The conditions for sending funds are as follows:
- commission fee - 50 rubles. (from 50-1000 rubles), for the rest - 5.95% + 10 rubles;
- the minimum transaction is 50 rubles, the maximum is 14,000;
- delivery time - up to 5 days.
Another method involves transferring via SMS to 7878. The text and type of message is similar to that when sent to Megafon, but the month and year of validity are missing in the text.
Transfer from MTS to Sberbank
Thanks to the cooperation of MTS and with a large bank of the Russian Federation, sending money from the phones of MTS subscribers to plastic is much more profitable than with other operators. The procedure is as follows:
- go to the company's website;
- in the menu, select the section "Banking services and payments";
- go to "Easy payment";
- click "Proceed to payment" and select a payment system;
- a field will appear to fill in, enter the plastic number and amount;
- indicate "Debit from the account";
- fill in the field with details;
- confirm the operation by entering the code from the received SMS.
There are certain conditions for this procedure:
- commission fee - 4%;
- the minimum amount of transfers is 1.7 thousand rubles, the maximum is 15,000;
- the maximum number of transactions per day is 5;
- term of receipt of funds - up to 5 days.
Transfer from Tele2
The scheme for transferring funds from the phone of the Tele 2 operator to the Sberbank card is as follows:
- go to the official website of Tele 2;
- select "Transfers and payments";
- click the item "To a bank card";
- then fill in the fields - a digital combination of the recipient's card, phone number and the amount to be transferred;
- click "Translate";
- confirm the transaction with the code from the received SMS.
The operation parameters are as follows:
- transaction fee - 5.75%;
- the minimum one-time transaction is 10 rubles, the maximum is 15 thousand rubles;
- daily limit - 10 transactions not exceeding 15,000 rubles.
For convenience, another method is provided - via SMS to 159. The text of sending and spacing are similar to those when sending to Beeline.
Via SMS to number 900
In a banking institution, customers are invited to use commands and SMS requests for 900. They are provided for such services:
- balance check;
- control of operations;
- payment for mobile communications;
- transfer of funds from plastic to plastic;
- card blocking and unblocking;
- payment of loans;
- checking the number of accrued bonuses Thank you.
Conclusion
Transferring money from a phone balance to a Sberbank card is a convenient and, in some cases, timely option. Having considered all the options for transfers, it becomes clear that the most profitable option for crediting money to plastic from an MTS subscriber. Other companies charge a fairly high commission.
Electronic transfers are made daily by users all over the world. The same applies to topping up the balance of a phone number. Sometimes a situation arises when you urgently need to replenish your card account. If there is no time to run to an ATM, you can transfer money from your phone number. It remains only to figure out how this can be done.
Why top up the card through the phone
The most common situation when a reverse transfer is needed is an incorrectly sent amount to a mobile account. This happens when the user mistakenly adds zero at the time of replenishment of the balance. Operators allow you to transfer money savings back to a bank account.
It should be noted that you can transfer money from the phone to the card of any person. This service is provided by:
- Beeline;
- Megaphone;
- Tele 2.
To carry out the transfer, you need to execute a certain command. Each operator has developed its own methods of transferring money.
Beeline: withdrawal of money
Beeline, one of the most popular mobile operators. Subscribers with Beeline numbers can familiarize themselves with existing ways transferring money from a mobile account to a card account. You can withdraw funds through:
- Web site.
It should be noted that each of the methods requires your own phone.
SMS sending
How to transfer money from mobile phone if you can't visit the website? It's simple, the transfer of savings can be done by sending SMS. You need to create a new text message, and then enter "7878" in the recipient field. After that, write “VISA 1234567891234567 1400” as the text, where VISA is the payment system (you can also specify Master or Maestro), 1234567891234567 is the bank card number, and 1400 is the amount to be transferred.
It is important to note that only subscribers who have issued a prepaid tariff can use this function. Corporate clients cannot make transfers via SMS.
As for the terms of payment, the amount can be transferred within 5 working days. In most cases, the money arrives within seconds.
Withdrawals through the website
Beeline number owners can cash out their phone bill through the website. First, users need to go to the address "money.beeline.ru". On the page that opens, you will need to find the section " Transfer to a bank card". Then click on the hyperlink Transfer from site».
On the new web page, you need to select the type of payment system to which savings will be sent. To do this, just click on the icon:
- VISA;
- MasterCard;
- Maestro.
In the event that it is difficult to choose the type of payment system, you need to click on the icon with the inscription: “ Transfer from mobile to bank card».
The next step is to fill in the following fields:
- Recipient's card number;
- Phone number (from which funds will be transferred);
- Transfer amount;
- Verification code.
After a few seconds, an SMS will be sent with a confirmation code. It will need to be entered in the appropriate field on the website.
Transaction limits
Beeline has introduced some restrictions on money transfers from a number:
- You can transfer at least 50 rubles;
- The maximum amount is 14000 rubles;
- The commission is 5.95%.
It is important that after the procedure is completed, at least 50 rubles remain on the account.
MTS: withdrawal of funds
Unlike other operators, MTS allows you to transfer money from an account to a card in only one way. If everything is done according to the instructions, there should be no problems.
It is important to take into account the allowable limits set by the operator. You also need to remember about the percentage charged for the transfer.
Service "Easy payment"
To make a transfer, you need to go to the address "https://pay.mts.ru/webportal/payments". After downloading the Internet resource, you need to enter the section " Easy payment". Then you need to select " Sberbank". In case of transfer to another card, you should click on the inscription: " Transfer from phone account to card».
In the next step, you will need to specify:
- Payer number;
- Transfer amount;
- Enter account number.
To confirm the transfer, you must specify the code from the SMS.
Transaction restrictions
Compared to other operators, MTS restrictions are slightly different:
- You need to transfer at least 1700 rubles at a time;
- The maximum you can transfer is 15,000 rubles;
- Within 24 hours it is possible to perform only 5 operations;
- The commission is 4%.
MegaFon: withdrawal of funds
How to withdraw money from the phone to MegaFon subscribers? The operator provides its customers with 2 ways to withdraw funds, namely:
- Through SMS.
- Using Money Transfers.
Regardless of the method chosen, users should remember that the operator has introduced restrictions on the withdrawal, as well as a commission. Before deciding on the type of translation, it is recommended to study all the nuances.
SMS output
Money can be transferred to a bank card via SMS. To do this, you need to create a new message. In the addressee field, you need to write "8900". After that, the following text is written: “card 7412589637412589 1250”, where 7412589637412589 is the card account number, and 1250 is the withdrawal amount.
After the transferred payment is received on the card, a notification will be sent to the phone. In case of insufficient funds, the operator will send a message with the relevant information.
Service "Money transfers"
Since it is sometimes urgent to transfer savings to a card from a phone, you need to go to the following URL: “money.megafon.ru”. As soon as the services page opens, you need to move to the section " From phone to bank card».
In the new window, you need to fill in the following fields:
- Amount;
- Card account number;
- The phone from which the funds will be withdrawn;
- Set a checkbox confirming that a person is behind the computer.
It is worth noting that to confirm the operation, you will need to enter the code from the SMS. Funds are credited to the recipient's account within 5 days, although in 90% of cases, money arrives in 5 minutes.
Transfer restrictions
To freely transfer money to a card, you need to carefully read the restrictions. These include:
- The amount of a one-time payment should not be less than 50 rubles;
- The maximum available one-time payment is 15,000 rubles;
- When withdrawing an amount less than 5000, the commission is 95 rubles. and 7.35%;
- In other cases, the commission is 7.35% and 259 rubles.
Tele2: withdrawal of funds
How to withdraw money from a phone owned by the Tele2 operator? Users can withdraw funds in 3 ways. These include:
- USSD service;
- Service "Money transfers".
Each method allows you to transfer money in minutes. Although sometimes there may be slight delays.
USSD service
Can I withdraw money with a simple command? Of course, for this, you need to dial on the phone: *159*1*1234561234567893*1600#, where 1234561234567893 is the card number, and 1600 is the amount of money transferred.
It is worth noting that Tele2 has another USSD service - the Tele2 transfer service. It is enough to dial *135# and an SMS will be sent to the phone with further instructions for transferring funds.
It is important to note that the latter method allows you to send money not only to a bank card, but also to the balance of phones belonging to any operator.
Via SMS
In order for the withdrawn funds to quickly get to the recipient's account, you can use the message. First you need to create a new SMS with the following text: “card 9876543219876543 1300”, where 9876543219876543 is the card account, and 1300 is the funds for withdrawal.
The written text is sent to the number "159". Within 5 minutes, a new SMS will arrive with instructions and a transaction confirmation code.
Service "Money transfers"
Another popular way to transfer funds from a mobile account is the Money Transfer service. To carry out the operation, you need to visit the site: "market.tele2.ru". On the page that opens, you need to select "To a bank card". After that, fill in the following fields:
- Sender's number;
- Beneficiary's card account;
- Transfer amount;
- Check the box to agree to the rules.
Transfer limits
Mobile operators, and Tele2 is no exception, have introduced some restrictions on money transfers from a personal account:
- You can not transfer the amount below 50 rubles;
- The maximum available amount of a one-time payment does not exceed 15,000 rubles;
- Within 24 hours, you can transfer no more than 15,000 rubles;
- About 50 operations can be performed per day.
It is worth noting that for each transfer, the user pays 5.75% of the transferred amount. The commission cannot be less than 40 rubles.
Conclusion
Modern mobile operators allow you to withdraw money from your personal account. Before making transactions, it is recommended to familiarize yourself with the limits. It also does not hurt to know the percentage charged for the transfer. Even an inexperienced user will cope with such a procedure.
If the operation is performed via SMS or USSD, it becomes possible to cancel the operation, but only if the money has not yet been credited to the recipient's account.
If you are a client of Sberbank and you have a service such as Mobile Bank connected, you can transfer money from card to card using your phone. To do this, it is enough to send a request in the form of an SMS message. This method of translation is really fast and convenient. If necessary, you can send funds to friends, relatives, relatives or colleagues.
Mobile bank - how to generate SMS to number 900
To transfer money, you need to send an SMS to the recipient 900. Compose a text in the following format:
- transfer 9xx7654321 5000;
- enter 900 in the "to" field.
The text 9xx7654321 means the details of the mobile phone to which the card is linked. It is a 10-digit code without a plus at the beginning. This phone must be registered with the Mobile Bank. 5000 is the amount. If you make a mistake, and instead of "Translation" write "Translate" or the same words in transliteration, nothing bad will happen. The system responds to them too.
If the addressee has more than one Sberbank card linked to the phone you specified, the bank will choose which one the funds will be credited to. Most often, this is a salary card, if the addressee has one.
For your part, you can determine from which card the money will be withdrawn. This is very convenient if more than one account is linked to your number. After you enter "Transfer", dial the numbers from the card. In response to your request, you will receive an SMS from the bank. It will contain a confirmation code of this format #54321. Also, the details of your operation will be written there. Check this information, and cancel it if anything seems wrong or suspicious to you. But, if everything is correct, send the confirmation code to the same number - 900.
Are there any restrictions on transferring from phone to card
If you decide to replenish the balance on the card using a mobile phone, but the bank writes a cancellation, then you have one of the restrictions. For example, if you wanted to withdraw money from a dollar card, you may be told that such an operation is carried out exclusively in rubles. Therefore, the bank will ask for permission to convert.
Also, please note that transfers are only possible from credit, virtual or corporate card accounts. The operation is not carried out on your own phone. Also, you will not be able to transfer funds from a currency card to a currency card.
Many users pay bills for mobile gadgets by transferring money from a plastic card. But there is also a reverse way to send money, when money is transferred from a cell phone number to a card. Today we will tell you how money is transferred from a phone to a Sberbank card, what options for such payments exist, and what a transaction fee is charged.
Sberbank Mobile Bank
Sberbank is a large company developing remote payment services. Apart from personal account and mobile offer, Sber offers management cash flows using the SMS messaging service.
It is possible to transfer money from a phone to a Sberbank card through a mobile bank if the phone number is linked to the Sbercard. In this case, the plastic product can be debit or credit.
In this way, you can transfer money in favor of third parties. It is important that the recipient also owns a Sberbank card, and if sent by cell phone number, then it must be paired with the card. So, there are two alternatives on how to transfer money from a phone to any Sberbank card:
- by card numbering;
- by mobile phone number.
Consider such transfers from a phone to a Sberbank card separately.
In the option when you want to transfer money to a Sberbank card, having only a card number, you should perform the following sequence of actions:
- An SMS message from a mobile gadget is generated for system 900;
- in the body, you must first write the value "translation", then put a space;
- in this case, you will need to fill in the card number where rubles should be transferred, and again put a space;
- the amount to be transferred is written and an SMS message is sent;
- in response, the bank must send an SMS with a code to confirm intentions;
- you need to send the value, and this completes the operation.
Thus, you can send money at no cost, and they will instantly be credited to your account. The text of the appeal should be submitted as follows: “Translation 4751730291658796 270”, where:
- 4751 ... are the numbers from the recipient's card;
- 270 - the amount of money to be transferred.
A commission may be charged provided that the transfer to the card is carried out in a third-party region. The second option for transferring to a Sberbank card via a telephone is done when the recipient's cell number is known, which is tied to the card.
The sequence of actions to throw off the money is the same. The difference in this sent message is that instead of a card number, a phone number is indicated. Thus, the text will look like this: "Translation 9061265454 270", where:
- 906126… — recipient's phone number;
- 270 - the amount of the money transfer.
Funds are credited to the card account instantly, the conditions for the commission remain the same as in the previous method of payment to Sberbank by card number.
The Mobile Bank service is not the only option for transferring money from your phone. Mobile operators themselves allow you to debit money from your phone account in favor of replenishing the card. The principle of such actions is quite similar, but we will consider each mobile operator separately. So, how to pay money from a phone to a Sberbank card using the services of telecommunications retailers.
Cellular companies provide two options for transferring funds from the phone - using the site and by SMS. In the case of Beeline on the site, you will need to follow the following procedure:
- select the section "Payment and finance";
- in the drop-down menu, click on "Money transfers";
- further, scrolling down, find the item “Transfer to a bank card from a mobile phone”. Thus, you can send money not only to Sberbank, but also to cards of other banking companies located in Russia;
- click on "Transfer from the site";
- all required details are filled in, including the numbering of the recipient's card and the number of the cell sender;
- the service will send an SMS with a code for the transaction;
- after entering the money from the mobile phone to the card will be received within 5 minutes.
For those who, out of habit, paid using SMS messages, Beeline also provides the following translation service:
- payment is made through the number 7878;
- in the text of the message you need to write card and put a space;
- then the recipient's plastic number and a space;
- after - the amount.
It is written as follows: card 4751742001987654 350, where:
- 4751… - card number;
- 350 - the amount debited from the phone account to the card.
For such operations, Beeline charges a commission according to the billing.
Thus, you can transfer to a Sberbank card via phone the minimum amount 10 rubles, and the maximum - 14,000 rubles.
In this company, in order to transfer funds to Sberbank through the website, you must select the "Payment Management" section. Then proceed according to the following scheme:
- in the drop-down menu in the "Money transfers" subsection, click "Transfer to a bank card";
- a page with payment details will appear;
- by analogy with Beeline, fill in all the required fields;
- a confirmation message will be sent to the phone;
- after sending a response message, an instant debit-credit procedure will take place.
You can transfer from 50 to 15,000 rubles to MTS. The costs will be 4.3%. The company sets limits on daily transactions. There can be no more than 5 such operations in one day.
The organization allows you to pay for the card, both through the site and through SMS. In the case of the site, you need to select "Services and Options".
- from the menu, click on "Payments and transfers";
- scrolling through the page below, you can find the section "Transfer from phone to bank card";
- click "More";
- specify payment data and perform standard manipulations with SMS confirmation.
The available amount for debiting varies from 50 to 13,730 rubles.
SMS service is possible through the number 8900. The text is filled in as follows:
- card (space);
- 4751786456785463 (space);
- 1250.
The last two values are also the recipient's card number and the amount payable. Money is usually received instantly, but there is a possibility that the payment may "freeze" for 5 business days.
Every day, a huge number of replenishment of a mobile phone from a bank card is carried out. This operation has already become familiar to a large number of users. However, there are situations in which it is required to withdraw funds to the card. This operation is also possible. For example, it will take several minutes to transfer money from an MTS phone to a Sberbank card.
Why you need a withdrawal to the card
One of them is an accidental large mobile recharge. This happens in those situations when the user dialed an extra number when entering the amount, and a tenfold replenishment went to the phone account, instead of the desired one.
Also, collectors of all kinds of donations have recently resorted to such a service. They leave a number for contacts and wait for it to be replenished by sympathetic fellow citizens who send a charitable contribution using a convenient way for them. The method is convenient because there is no need to go to the bank, remember or write down the details for sending money, it is enough to have only a phone.
The recipient withdraws the accumulated amount on the phone account to a bank card account and uses it at his own discretion. Most often, in such manipulations, banks with the largest developed network of branches are used. Therefore, for those who are interested in whether it is possible to transfer money from a phone to a Sberbank card, the answer will be positive.
The main mobile operators in Russia can boast of providing such a service:
- Beeline;
- Megaphone;
Each of the companies has its own characteristics for performing a reverse transfer operation. There are also some financial constraints associated with these activities.
How to transfer money from a phone to a Sberbank card
To make transfers from a mobile number, you need a computer, laptop or tablet. The device must be connected to the Internet to complete the operation. You will also need the basic details of a bank card, where the required amount will be credited. These details include: a sixteen-digit card number and an expiration date, consisting of four digits. This data is on the front side of the plastic.
Withdrawing money from Beeline to Sberbank
There are two ways to withdraw money from your cell phone to a bank card. Both options are tested and give the same result.
First way
On the official page of the company you need to find the appropriate section. Or just go to money.beeline.ru. At the bottom of the page, under the heading “Other money transfers”, there will be an active link “Transfer funds to a bank card”.
The required input page will open. It requires you to fill out a standard form. In the topmost window "Recipient Number" enter the number of the recipient's Sberbank card, sixteen digits without spaces and other characters. In the next window, the digits of the phone number from which the charge is supposed to be filled in.
Then the amount of the transfer in rubles is recorded without spaces and commas. Next, a secret random code is entered into the window for confirmation. If it is not visible, then you can click "Update image". The checkbox is checked in the consent field for the provision of services and the "Pay" button is pressed.
The form for sending funds from the Beeline website
You will receive a confirmation SMS. You will need to send a reply to 8464.
Second way
To withdraw money, it is enough to have a phone and know the details of the card. You need to create an SMS message of a certain standard and send it to a short number. In the SMS body, you must first write the word “card” in Latin letters. Then put a space and dial the card number, all sixteen digits in a row, and put a space again. Then enter the amount to withdraw. You get a diagram like this:
card 1234123412341234 1300
The message is sent to 7878. For the sending itself, the operator does not withdraw money, that is, SMS leaves for free.
Financial restrictions
The minimum amount to send is 1300 rubles. The maximum amount you can send is 14,000 rubles. An additional commission of 5.95% of the amount is set for each operation, plus 10 rubles is fixed. On the account you need to leave at least 50 rubles after sending.
Transfer money from Megafon to Sberbank card
For all seventy-two million Megafon subscribers, money can be withdrawn to the card of the most popular bank. Like Beeline, there are two ways to send funds to a card account.
First way
Going to the company's website, you need to find the appropriate section for money transfers, or immediately enter money.megafon.ru into the browser line. Of the proposed options, you will need a link to transfer to a bank card. You need to press it. On the loaded page, you will need to log in: enter the phone number in the appropriate field, receive an SMS with a code and enter it in the bottom field.
Next, the system will transfer to the page for entering the transfer amount and Sberbank card data. The amount is indicated in rubles without spaces and commas. The card number is also entered without spaces in the corresponding field. Specifies the expiration date of the bank card. And a confirmation message comes to the phone.
Send form from Megafon
Second way
This method does not require a computer, it will be enough to use the phone. It is necessary to send a short message to the operator's number, and the account will be replenished. In the body of the SMS, the word “card” is indicated, a space is required. The bank card number is written without spaces, sixteen digits in a row, and only then the second space is put. The month of expiration of the card is indicated, again a pass, a year, another pass and the amount of the transfer in rubles without spaces and commas.
The result is a message like:
card 1234123412341234 12 19 5000
where it is planned to transfer 5,000 rubles to a card with the number 1234 1234 1234 1234 and a validity period of 12/19. Such a text is sent to the short number 3116. For sending SMS, the mobile operator does not withdraw money from the SIM card.
Financial restrictions
Sending to a Sberbank card is possible from 1 to 15 thousand rubles. Up to five thousand rubles, the transfer is paid with a commission of 7.35%, plus a fixed 95 rubles for each payment. From five thousand rubles inclusive, the fee will be 7.35%, plus 259 rubles is fixed.
Transfer from MTS to Sberbank card
On the website of the mobile company, you need to find a link to "Easy payment" or simply enter pay.mts.ru in the browser. At the bottom of the page, click on "Transfer to a bank card" and enter the numbers in the field for the phone number from which the debit is made. Specify the amount in the appropriate box. Leave the debit from the phone account by default.
Financial restrictions
You can make transfers in the range of 50 - 15,000 rubles. The number of transfers is limited to five. The company charges a commission of 4%, however, not less than 60 rubles per transfer.
General conditions for all operators
The terms of enrollment for all amounts range from a few seconds to three days. It depends on the work of the banking processing center. If the payment did not go to the card, you need to contact the mobile operator to clarify the circumstances of the transaction.
The withdrawal card must have sixteen digits. If there are more on it, then it is probably student or pension. It is not suitable for such operations.
This method is very convenient for paying when there is no bank branch or other ways to send funds nearby. Increases mobility for those who want to earn or pay for goods, but there is not enough money on the card. Although for small amounts it will turn out to be too expensive type of transfer.